The Magpie Anthology

You need this in your life

We plan parties and children (well, sometimes). We think about life goals: where we want to work, live, visit, explore. And all this needs paying for. Money makes our world go round – yet somehow financial planning is seen as the preserve of those who already have a fair bit.
We all make financial decisions, on some level, every day and even if it’s just deciding what to make for dinner and where to buy the ingredients, planning makes the process easier to manage and can often save you money.

Mostly we don’t need help with making that sort of daily decision but, looking at the wider financial picture, taking advice from a qualified, independent Financial Planner should be essential to your day-to-day living and personal goals because the two go hand-in-hand.
Ben Rouse found his métier in helping people to plan their finances – via dispatch riding in London and running a delicatessen and wine merchants in Newport with his dad, Malcolm. Now he’s at the helm of Rouse Limited, a qualified, experienced and successful team of independent Financial Planners, having built the business over more than 25 years of nurturing people’s finances.

Located on the beautiful Isle of Wight, Rouse Limited’s reach goes well beyond its shores. With clients in London, the south east, and on the Island, they combine a personal, friendly approach with the expertise, knowledge, and support you would expect from a large City firm. They are specialists in pensions, investments, tax planning and mortgages and often work with other professionals, such as solicitors and accountants, who share their core values and approach to clients’ wellbeing.

They take a holistic view and specialise in financial planning for life – many of their clients have been with them for more than ten years. The Rouse view is that it’s important to take steps to ensure whatever money you do have is working as hard as it can for you, and whatever your financial goal maybe, planning is key.

Yes, taking financial advice costs money but the basic premise of financial planning is that it should cost you less in the long-term than taking no advice at all. In fact a recent report, produced by the International Longevity Centre-UK, and supported by Royal London, called The Value of Financial Advice*, examines the impact of financial advice on two groups: ‘affluent’ and ‘just getting by’.**

The results showed that: those in the ‘affluent’ group who were given financial advice, accumulated on average 17% more in liquid financial assets than those from the same group who were not advised. Within the ‘just getting by’ group those who were advised accumulated on average 39% more in liquid financial assets than those from the same group who were not advised.

Imagine how many ‘if only I could do that’ dreams could be a reality but for some financial planning?

For independent financial advice, contact Rouse Limited on 01983 535740 or or visit

Rouse Limited is authorised and regulated by the Financial Conduct Authority.
** over a 7-10 year period.


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